Contributions 2026

ALLIANCE PLUS & ALLIANCE NETWORK

ALLIANCE PLUS

Monthly Risk Contribution
Monthly MSA Contribution
Total Monthly Contribution

PRINCIPAL MEMBER

R9 885

R650

R10 535

ADULT DEPENDANT

R9 885

R650

R10 535

CHILD DEPENDANT

R5 205

R300

R5 505

ALLIANCE NETWORK

Monthly Risk Contribution
Monthly MSA Contribution
Total Monthly Contribution

PRINCIPAL MEMBER

R8 875

R590

R9 465

ADULT DEPENDANT

R8 875

R590

R9 465

CHILD DEPENDANT

R4 690

R270

R4 960

DOUBLE PLUS & DOUBLE NETWORK

DOUBLE PLUS

Monthly Risk Contribution
Monthly MSA Contribution
Total Monthly Contribution

PRINCIPAL MEMBER

R6 460

R415

R6 875

ADULT DEPENDANT

R6 460

R415

R6 875

CHILD DEPENDANT

R3 705

R270

R3 975

DOUBLE NETWORK

Monthly Risk Contribution
Monthly MSA Contribution
Total Monthly Contribution

PRINCIPAL MEMBER

R5 840

R385

R6 225

ADULT DEPENDANT

R5 840

R385

R6 225

CHILD DEPENDANT

R3 335

R250

R3 585

VITAL PLUS & VITAL NETWORK

VITAL PLUS

MONTHLY INCOME ¹

R0 – R60 100
R60 101 – R150 230
R150 231+

PRINCIPAL MEMBER

R3 740

R4 240

R4 765

ADULT DEPENDANT

R3 740

R4 240

R4 765

CHILD DEPENDANT

R1 915

R2 160

R2 435

VITAL NETWORK

MONTHLY INCOME ¹

R0 – R60 100
R60 101 – R150 230
R150 231+

PRINCIPAL MEMBER

R3 445

R3 920

R4 380

ADULT DEPENDANT

R3 445

R3 920

R4 380

CHILD DEPENDANT

R1 770

R2 005

R2 245

¹ Monthly income as defined in the Scheme Rules

ESSENTIAL PLUS & ESSENTIAL NETWORK

ESSENTIAL PLUS

MONTHLY INCOME ¹

R0 – R150 230

R150 231+

Monthly Risk Contribution
Monthly MSA Contribution
Total Monthly Contribution

PRINCIPAL MEMBER

R3 055

R730

R3 785

R3 740

R730

R4 470

ADULT DEPENDANT

R2 410

R585

R2 995

R2 955

R585

R3 540

CHILD DEPENDANT

R1 430

R340

R1 770

R1 740

R340

R2 080

ESSENTIAL NETWORK

MONTHLY INCOME ¹

R0 – R150 230

R150 231+

Monthly Risk Contribution
Monthly MSA Contribution
Total Monthly Contribution

PRINCIPAL MEMBER

R2 730

R655

R3 385

R3 310

R655

R3 965

ADULT DEPENDANT

R2 160

R520

R2 680

R2 620

R520

R3 140

CHILD DEPENDANT

R1 265

R315

R1 580

R1 535

R315

R1 850

¹ Monthly income as defined in the Scheme Rules

FIRST CHOICE

MONTHLY INCOME ¹

R0 – R12 810
R12 811 – R24 710
R24 711 – R33 120
R33 121 – R49 690
R49 691+

PRINCIPAL MEMBER

R1 730

R2 800

R4 205

R5 315

R5 875

ADULT DEPENDANT

R1 730

R2 800

R4 205

R5 315

R5 875

CHILD DEPENDANT

R1 045

R1 645

R2 435

R3 510

R3 835

¹ Monthly income as defined in the Scheme Rules

NETWORK CHOICE

MONTHLY INCOME ¹

R0 – R20 000
R20 001 – R24 710
R24 711 – R33 120
R33 121 – R49 690
R49 691+

PRINCIPAL MEMBER

R1 850

R2 465

R2 940

R3 585

R4 855

ADULT DEPENDANT

R1 850

R2 070

R2 345

R2 785

R3 925

CHILD DEPENDANT

R1 925

R1 090

R1 345

R1 790

R2 395

* First Child (rest are free)

¹ Monthly income as defined in the Scheme Rules

	Network Hospital: DSP hospital group is Netcare – No limits
	Attending Doctors: 100% CBT only at DSP
	27 Chronic Conditions: medication and consultations.
	Radiology Advanced scans limited to R49 965 per family (combined limit for in and out of hospital.) Limit before PMB/CDL applies. R5 845 per beneficiary for basic radiology (on referral by nominated GP or specialist for out of hospital)
	Screening Benefits: PSA, Pap Smear, Mammogram
	Vaccines

	Any Private Hospital – No limits
	Attending Doctors and Specialists: 100% CBT
	27 Chronic Conditions: medication and consultations.
	Radiology Advanced scans limited to R49 965 per family (combined limit for in and out of hospital.) Limit before PMB/CDL applies. R5 845 per beneficiary for basic radiology
	Screening Benefits: PSA, Pap Smear, Mammogram
	80% of GP, Specialists, Dental, Optometry, Checkups, ECG, Vaccines

	Essential Plus: Any Private Hospital – No limits Essential Network: DSP hospitals are Life Healthcare and Netcare – No limits 20% co-payment applies for utilisation of non-DSP hospitals for non-emergencies.
	Attending Doctors and Specialists: 200% of CBT
	27 Chronic Conditions: Medication and consultations
	Unlimited X-Rays and Blood Tests IN hospital including MRI and CT scans
	Screening Benefits: Melanoma, PSA, Pap Smear, Mammogram
	Checkups and Vaccines: GP, Specialist, Dental, Optometry, ECG

	Vital Plus: Any Private Hospital – No limits Vital Network: DSP hospitals are Life Healthcare and Netcare – No limits 20% co-payment applies for utilisation of non-DSP hospitals for non-emergencies.
	Attending Doctors and Specialists: 300% of CBT
	60 Chronic Conditions: Medication and consultations. Covers the medication and necessary consultations and procedures
	Unlimited X-Rays and Blood Tests IN hospital, limits apply to advanced scans
	Screening Benefits: Melanoma, PSA, Pap Smear, Mammogram
	3 Months post-hospitalisation benefit
	External Appliances: Wheelchair, hearing aid (DSP is HearConnect), breast pump, baby sleep monitor, Insulin pump
	Checkups and Vaccines: GP, Specialist, Dental, Optometry, ECG

	Double Plus: Any Private Hospital – No limits Double Network: DSP hospitals are Life Healthcare and Netcare – No limits 20% co-payment applies for utilisation of non-DSP hospitals for non-emergencies.
	Attending Doctors and Specialists: 300% CBT
	64 Chronic Conditions Medication and Consultations. Biological medication for non-PMB conditions is available in exceptional cases on Alliance options, a 20% co-payment will apply (not on biologics approved for CDL conditions)
	Unlimited X-rays and Blood Tests In and Out of Hospital including MRI and CT Scans
	Screening Benefits Melanoma, PSA, Pap Smear, Mammogram
	3 Months post-hospitalisation benefit
	External Appliances: wheelchair, Insulin pump, hearing aid (DSP is HearConnect), breast pump, baby sleep monitor (on referral from a nominated network GP or a specialist for Double Network)
	Checkups and Vaccines: GP (nominated network GP referral applies for Double Network), Specialist, Dental, Optometry (PPN optometrist for Double Network), ECG
	Infertility R83 050 per family

	Alliance Plus: Any Private Hospital – No limits. Private wards for childbirth confinements (subject to availability and pre-authorisation) Alliance Network: DSP hospitals are Life Healthcare and Netcare – No limits, private wards for childbirth confinements (subject to availability and pre-authorisation) (20% co-payment applies for utilisation of non-DSP hospitals for non-emergencies)
	Attending Doctors and Specialists: 300% CBT
	65 Chronic Conditions medication and consultations. Biological medication for non-PMB conditions is available in exceptional cases on Alliance options, a 20% co-payment will apply (not on biologics approved for CDL conditions)
	Unlimited X-Rays and Blood Tests IN and OUT of hospital including MRI and CT scans
	Screening Benefits: Melanoma, PSA, Pap Smear, Mammogram
	3 Months post-hospitalisation benefit
	External Appliances: Wheelchair, Insulin pump, hearing aid (DSP is HearConnect), breast pump, baby sleep monitor (on referral from a nominated network GP or a specialist for Alliance Network)
	Checkups and Vaccines: GP (nominated network GP referral applies for Alliance Network), Specialist, Dental, Optometry (PPN optometrist for Alliance Network), Dermatologist, ECG, Dietician
	Infertility R117 760 per family